Retirement is a time for you to enjoy yourself. Without a job or kids to take care of, you have all...
How to Settle Into Your Golden Years in a New Marriage
Now that you've found the person you want to spend the rest of your life with, you can confidently settle into enjoying your "golden years" together in your new marriage. There may, however, be a few rough patches that you need to work through. This can be tricky, but you can do well if you communicate and keep a positive attitude. Read on for some tips and tricks for navigating your new married life.
Family Concerns
If you and your spouse each have children and grandchildren, you're facing the potential difficulty of blending your two families. Keep the lines of communication wide open, and listen to your families' concerns. Make time to spend with them individually and together, perhaps hosting a picnic for everyone to get to know each other.
Financial Issues
As you blend your lives, you and your spouse must also blend your finances. You must make decisions about whether to combine your accounts, sell or retain investments, and update your wills. Also, consider your tax filing status, your Social Security information, your insurance policies, and Medicare plans, and discuss how to handle the possibility of long-term care in the future.
A Place to Live
As you and your spouse settle into your new life, think about where you want to live. You may decide to purchase a new home together. If so, make a list of all the features you want in a new home, but be prepared to compromise, especially if your budget doesn't cover all your desires.
A New Business
You and your spouse may also choose to embark on another new adventure by starting a business together. This doesn't have to be a 9-to-5 job with major responsibilities. Rather, you can use the skills you've built over the years to freelance or do consulting. This gives you more time to spend together and boost your income along the way.
Consider forming a limited liability company to take advantage of tax benefits, greater flexibility, and limited personal liability. Just become familiar with the rules and regulations in your state before you get started.
As you build your business, you also have to think about marketing. Build a website and set up social media pages. You can enhance your website or social media posts by designing an attractive infographic to help educate your audience about your services. Use an infographic template and then customize it with your preferred colors, fonts, images, and text.
Keeping the Romance Fresh
Finally, as you're busy doing all these things, keep your romance fresh. Go on date nights frequently, even if it's just out for dinner and a movie. If you're both sports fans, you might cheer on your favorite sports team at a home game, too. Find activities that make you happy together.
Enjoy Your New Life
Mostly, focus on enjoying your new life and your new spouse. Remember that the transition period will end, and you and your spouse can sit back and relax.