Express Line of Credit

Whether it’s due to a late deposit, an early withdrawal, or a simple math error, you can protect yourself from non-sufficient funds (NSF) fees with an Express Line of Credit.

While many financial institutions charge $10 to $25 or more just to transfer funds from your established line of credit, we don’t! The only cost is the finance charge (16% APR) on the amount you actually use. If you never use it, it costs you nothing.

We offer the most consumer-friendly account protection by saying NO to unnecessary fees:

• NO transfer fee
• NO application fee
• NO maintenance fee
• NO per-transaction fee