Videos
Explore our collection of video content below! Topics cover content related to aging, technology, lifestyle, wellness, entertainment, and more!
55+ Travel: The Why, Where, and How
2023 Travel Trends
As the COVID-19 pandemic recedes in the rearview mirror, travel among the 55+ crowd roared back in 2022. The annual AARP travel trends survey showed concern about coronavirus infection declined significantly, leading to increased travel plans among the senior demographic.
However, the pandemic and other factors have changed the travel landscape for older adults. Here are some notable trends to keep in mind as you ponder travel plans in 2023 and beyond.
The Reasons You Should Travel in Retirement
As the baby Boom generation continues its march into retirement, travel frequently comes up as a top priority. What is the allure of travel? Is it simply a way to fulfill a sense of wanderlust, or is there more to it? In this episode, we’ll explore the reasons why travel holds such attraction as a retirement goal for those over 55.
How To Decide Where To Go On Your Next Trip
Whether you're deciding between domestic or international destinations, urban or rural environments, land or water experiences, warm or cold climates, or the appeal of resorts versus tours, we've got you covered. Gain valuable insights, tips, and considerations to make the best decision for your next unforgettable travel adventure.
How To Get To (And Around) Your Next Destination
Now that you know why and where you want to travel, how will you get there and back? Also, how will you get around while you’re there? In this video, Pete Keers discusses the logistics and considerations around the means of getting to your destination, including driving, buses, trains, and boats. In addition, watch to learn about how to plan to get around once you're at your destination, including the important factors around rental cars, taxis, ridesharing, public transportation, biking, and walking.
How To Decide Where To Go On Your Next Trip
Life always carries risk. This is especially true for traveling and traveling when 55+ is riskier still. Yet, rather than being overwhelmed by risk, it must be managed so we don't fear exploring the world. In this video, we'll talk about three major types of risks older adults face when traveling and how to manage them, including health, safety, and trip interruptions!
The Value of Travel Agents and Travel Advisors
With the rise of the online world, do-it-yourself travel planning has become the norm. So is it any wonder that the travel agency industry has had to evolve drastically to survive? For example, gone are the days when travelers depended on travel agents to book airline flights. Gone also are the commissions agencies received from airlines for those reservations. This and other trends have revolutionized the travel management landscape.
Make Your Second Home Dream a Reality
Is a Second Home Right for Me?
Enthusiasm for second homes boomed during the COVID-19 pandemic due to the millions working remotely and low mortgage interest rates. While less favorable rates have cooled the market, many people continue to explore the prospect of a second home.
It's common that a combination of reasons motivates interest in a second home. If you're curious about the second home option, it's important to understand the details of what establishing a second home entails.
What Are the Different Types of Second Homes?
With so many types of second homes available, it can be overwhelming to decide which one is right for you. That's why in this video, we discuss some of the most common types of second homes, so you can make an informed decision when it comes to choosing the perfect vacation property.
When it comes to second homes, there are a variety of options to choose from. Each of these options offers unique benefits and drawbacks, such as proximity to popular attractions, accessibility, and cost. By understanding the different types of second homes available, you'll be better equipped to make an informed decision when it comes to investing in your own vacation property.
Second Homes: Should I Buy or Rent?
Can you realistically consider a rental to be a second home? The answer is "yes!" Just as primary residence renter (e.g., houses or apartments) consider their abodes to be home, there is also the option of renting your second home.
Many assume a second home means purchasing a house, condominium, or mobile/manufactured home. However, there are those who have long-term rentals that they call their second home. In this video, Pete discusses the pros and cons of both buying and renting second homes!
Second Homes: Is Full or Partial Ownership Better?
It's common to think of acquiring a second home as a full owner. Nevertheless, there are also types of partial ownership where more than one person has rights to the real estate asset, and each individual owner can only stay for limited periods during the year.
Partial ownership arrangements often arise when individuals cannot afford a second home independently. While a co-ownership deal might help you achieve an otherwise unreachable goal of owning a second home, it is usually more complex than full ownership.
Second Homes: What Is Fractional Ownership?
Fractional ownership of real estate is a type of property ownership that allows multiple parties to own a share or fraction of a property. This concept has gained popularity over the years as a way for people to invest in high-end properties without incurring the full cost of ownership. In this arrangement, each owner has a right to use the property for a specific period or a set number of days in a year.
Additionally, fractional ownership often provides a more flexible and convenient option for people who do not want to commit to full-time property ownership.
Is a Second Home a Good Investment or Income Opportunity?
The potential of a financial upside for ownership makes the prospect of a second home even more attractive. However, thoroughly understanding these financial maneuvers is crucial to maximizing future returns and keeping your stress level down.
Click here to read the complete eBook!
Second Homes: What Do They Really Cost?
The final decision to establish a second home rests primarily on cost. Therefore, a thorough understanding of your potential expenses is essential in determining if you can afford to make such a move.
No matter the property's attraction and location, it's essential to consider the overall costs of a second home. A complete picture of expenses will help you decide if you can realistically afford to take this big step.
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Finding Your New Home After 50
Should I Move in Retirement?
For many, there comes a time in life around fifty years of age (or later) when the question arises: "How long am I going to live here?"
There could be several possible triggers for this question, including retirement, an empty nest, health problems, job transfer, living costs, and lifestyle choices. You may find more than one of these triggers comes into play for your situation.
Moving later in life can bring great satisfaction, but it's not all roses. Older adults contemplating a relocation need to consider all the pros and cons before committing to a move to a new home.
How To Decide Where To Move
There can be several triggers for considering a new home later in life.
Among these, a health situation could urgently drive the question of where to live into immediate focus.
If you find yourself in this situation, the first step is to thoroughly assess your condition and the implications for your living situation. Consulting with medical professionals and family is crucial in this assessment. The result should be a living plan that provides the best support for your healthcare needs.
Carefully assessing all the different angles will increase the possibility that your final decision is a good fit for you.
What To Consider When Moving to a New Home in Retirement
So you've decided to move. Congratulations! You are about to embark on a great adventure. However, you have many more decisions ahead.
- Are you moving near to your current home or further away?
- Are you downsizing, upsizing, or maintaining similar square footage?
- Are you renting or buying?
- Are you adding a second home?
- What about timeshares or fractional ownership?
Overall, those moving to a new home later in life have many alternatives to consider. Doing careful research to answer the questions posed in this video will help ensure you find the right course for your particular situation.
How To Evaluate a Senior Living Arrangement
After a frank health assessment, you can decide which alternatives make the most sense for your situation.- Home Healthcare
- Adult Daycare
- Assisted Living
- Skilled Nursing Care
- Memory Care
There are many options to consider when thinking about moving or staying put. Carefully assessing all the different angles will increase the possibility that your final decision is a good fit for you.
Click here to read the complete eBook!
How To Prepare for Your Move
Moving in your younger years probably meant simply recruiting a pickup truck-owning friend with the promise of pizza and beer. Now past age 50, moving takes on a bit more complexity. It requires forethought and planning to reduce the chance of a stressful experience.
Be careful not to overdo it on moving day. If your planning was effective, you'll be able to knock off for the day with everything unloaded, essentials unpacked, and basic furniture set up.
How to Acclimate to Your New Home
Whew! You have finally moved into your new home. You'll be living out of boxes for a while, but hopefully, all the planning and effort paid off.
While putting up your feet for a well-deserved rest, take a few moments to think about how you'll adapt to your surroundings and establish new routines.
Navigating Medicare: Simple Idea, Complex Reality
Navigating Medicare: What is Medicare?
Most Americans reaching age 65 achieve a significant milestone: Medicare eligibility. Launched in 1965, Medicare is a national health insurance program created and administered by the U.S. government and funded primarily via payroll taxes.
Do you understand the various Medicare parts? In this overview video, Pete Keers breaks down the components of Medicare and explains how and when to sign up.
Navigating Medicare: What is Part A?
Medicare Part A (Hospital Insurance) helps cover:
- Inpatient care in a hospital
- Inpatient care in a skilled nursing facility (not custodial or long-term care)
- Hospice care
- Home health care
Navigating Medicare: What is Part B?
Along with Medicare Part A, Part B is the other part of Original Medicare. Medicare Part B covers medically necessary costs for:
- Doctors
- Outpatient care
- Home health services
- Durable medical equipment
Navigating Medicare: What is Medigap?
Original Medicare (Part A and Part B) offers many benefits, but it has some "gaps." The most prominent gap is there is no limit on out-of-pocket expenses, which encompass deductibles, copayments, and coinsurance.
One way to fill many of these gaps is through a Medicare Supplement Insurance policy (also known as Medigap) sold by private insurers. Medigap policies come in several different versions but must adhere to strict government standards. These standards allow easier comparisons between policies and protect consumers from unscrupulous insurers.
Navigating Medicare: What is Medicare Advantage?
Some Medicare beneficiaries want more healthcare benefits than Original Medicare can offer, even with Medigap supplemental policies. Medicare Advantage Plans (sometimes known as Medicare Part C) fill this need by providing more benefits for beneficiaries who agree to extra costs and less flexibility.
Navigating Medicare: What is Part D?
When Medicare was introduced in 1965, prescription drugs were not covered. However, in December 2003, Medicare Part D was signed into law to cover the cost of medications. Unlike Medicare Part A and Part B, however, Part D is optional.
Paying for Long-Term Care: What are My Options?
Why You Need a Long-Term Care Plan
Regardless of how long-term care costs are covered, planning for these expenses is essential. In this video, Pete Keers breaks down why it is essential to create a plan for affording long-term care, and the categories of options to consider.
Retirement Savings for Long-Term Care
One popular option for those looking to pay for long-term care costs is existing savings, often in the form of pensions, IRAs, and 401(k)s. All financial resources available to potential recipients must be considered for long-term care planning. Knowing the details about subjects like tax treatment and other factors is essential to build a solid plan for handling these significant costs. This video dives into the pros and cons of using retirement savings to afford long-term care.
Click here to read more about retirement savings for long-term care!
Health Savings Accounts (HSAs) to Pay for Long-term Care
HSAs were primarily intended to soften the financial burden of healthcare expenses for HDHP account holders of all age groups. However, an HSA can be particularly advantageous in paying for long-term care expenses at age 65 or over. Is an HSA the right option for you to afford long-term care? In this video, Pete Keers explains why HSAs might be a good choice.
Can Your Home Help Pay for Long-term Care?
Unless one has long-term care, insurance, or can qualify for Medicaid, most people will need to tap all their assets to pay for long-term care. This may include the equity in one's home. In this video, Pete Keers explains the four ways one can leverage home equity to finance long-term care.
Click here to learn more about the pros and cons of using home equity to afford long-term care!
Is Long-Term Care Insurance Right for You?
Long-term care insurance can provide a great way to reduce financial risk. However, complex product alternatives require a thorough analysis so the consumer can make the best choice. In this video, Pete Keers runs through the details of long-term care insurance as an option to afford long-term care.
Click here to learn more about long-term care insurance and more!
Life Insurance and Annuities
Among the many ways of paying for long-term care, life insurance and annuities have been growing in popularity. Are either of these options right for you to afford long-term care? Watch Pete Keers break down these options and discover if they should be part of your plan.
Click here to learn more about life insurance, annuities, and more.
The Safety Net (Medicaid)
Planning for long-term care expenses seems to involve a lot of wishful thinking for many. A survey found that about half of respondents said they had done little or no planning for long-term care expenses. One example of wishful thinking is that government programs like Medicare or Medicaid will pay long-term care expenses. Should you rely on Medicaid for long-term care? Pete Keers breaks it down.
Download the eBook to learn more about Medicaid and additional options for affording long-term care
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Experience Beyond Measure Interviews
Experience Beyond Measure Interview
Steve Austin (Old Man Steve)
TikTok Star
Watch our Experience Beyond Measure interview featuring Steve Austin, more popularly known as "Old Man Steve". Steve, a retiree, has found fame across social media, accumulating 1.4 Million followers and more than 27 Million likes on TikTok.
In this interview, Steve shares:
- His background and path to internet fame
- Tips to discover new skills, hobbies, and passions in retirement
- How to find communities in the digital age
Where to find Old Man Steve:
Experience Beyond Measure Interview
Linda Malys Yore (Linda On The Run)
Influencer/Blogger
Video interview featuring Linda Malys Yore, popularly known as "Linda On The Run". Travel, cooking, or fitness - Linda has exceptional blogs covering it all. A wonderful source for inspiration, our conversation with Linda covers:
- Her background and success with blogging/social media
- Traveling in retirement and the impact of COVID-19
- Stepping out of your comfort zone and accomplishing goals in retirement
- Combatting aging and staying fit and healthy
Where to find Linda:
Experience Beyond Measure Interview
Jennifer Thorson
Executive Director
The Harbors Senior Living of Fridley
Jennifer Thorson, Executive Directory of The Harbors Senior Living of Fridley sits down to discuss:
- The philosophy of excellent care
- Making life as enjoyable as possible for residents
- Advice for anyone considering a move into a senior living community
- The impact of COVID-19 on Senior Living
Connect with The Harbors Senior Living of Fridley: